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Virtual Branch


ECFCU offers a variety of ways for you to Save at your credit union. We also have Checking Accounts that come with many benefits, including online account access!


Share Draft Checking 
• Unlimited check writing
• Dividends paid monthly with daily minimum balance of $100                                   
• No monthly fee with daily minimum balance of $100
• Sur-charge free ATMs (find an ATM)
• Visa Check Cashing/Debt card
• Courtesy Pay on Checking Accounts
• Free Checks for members over 65 (Max 2 boxes a year)
• Free Home Banking/Virtual Branch Service
• Unlimited Bill Pay

• Free E-Statements


Direct Deposit
• No standing in line to make your deposit.  Easy and convenient. Your funds are available to you early on your payday.



Regular Shares   
• Minimum balance of $25.00
• Three (3) withdrawals or transfers per quarter   
• Dividends paid quarterly (minimum balance $250)
• NCUA insured to $250,000
• E-Statement Free

Money Market
• Minimum Balance $2,500
• Dividends paid monthly
• If balance falls below minimum, dividends paid using the basic Share Draft terms and rate
• Three (3) withdrawals or transfers per month with no fee
• Free E-Statements

Individual Retirement Account Options
An IRA may provide a tax-deferred savings that lets you save money now as well as provide security for retirement years. We can help you transfer your existing IRA or set up a new one today. We have both Traditional and Roth IRAs.
Christmas Club
Avoid the holiday financial crunch and start saving now with an ECFCU Christmas Club Account. Checks are issued every year on November 6th just in time for you to start your Christmas shopping. Call and open your account today!
Share Certificate
Looking for a smart way to save? Get an ECFCU Share Certificate and earn higher dividends than traditional savings. We offer a variety of terms ranging from twelve (12) to twenty-four (24) months, so call and let us help you find the right option for your needs.

Check Re-Order
Bill Pay
Sign-up for eStatements
eZ Card Access
Score Card Rewards
Health Savings Accounts

Home Loans
Contact Us

1 Cooperative Way
P.O. Box 194208
Little Rock, AR 72219


Fax Number:

Holiday Closings:
May 25 - Memorial Day
July 3 – Independence Day
Sept 7 – Labor Day
Oct 12 – Columbus Day
Nov 11 Veteran’s Day
Nov 26 & 27 – Thanksgiving
Dec 24 & 25 – Christmas

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Equal Housing Opportunity We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. NCUA
Credit Unions of Arkansas
NMLS #1291899